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Be Funky

Lots of free photo effects.

Fotoflexer

Lots of editing tools and photo effects.

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Big Huge Labs

Lots of different applications

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Make a Monet

Upload a photo, use the brush to turn your photo into a 'Monet'.

Tuxpi

Lots of photo effects and frames

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Psyko Paint

Create crazy effects with your photos.

Photovisi

Create collages and posters with lots of photos. Great publishing tool.

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Shape Collage

You need to download the software before you can make your shape collages.

My Frame

choose frames for your photos.

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Polaroid

Create polaroid photos, you will need to download the software (Mac/Win)

Clever Stitch

Stitch several photos together to make panoramic photos. You will need to download the software.

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Cartoonizer Net

Upload photos and cartoonize them

Dumpr

Select an effect and then Upload a photo.

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Photobucket

Lots of effects

Pizap

Lots of effects, frames, text options

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Pho.to fun

lots of effects, frames

Pho.to

Nice cartoon effect

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Muzy; Make Photo collages of your photos

Ribbet make collages of photos or edit them with the great range of effects available